Welcome to Medi Financial
Mortgages for Medicos
Medi Financial is with you every step of the way during the home buying process. We’re your resource for:
- Whether it be refinancing, financing a new purchase or organising an equity release, Medi Financial takes the time to understand your needs.
- Receiving individualised assistance throughout the loan and home buying process.
- Obtaining pre-approvals for loans, whether you’re graduating med school, finishing your residency, or already working in the medical field.
- Sourcing lenders that understands your unique financial situation at competitive market pricing.
What’s the Right Mortgage?
Fixed or variable rate? Short or longer term? What amortization? We can help you find the mortgage that best meets your needs. Ask us about our mortgage Medico loans which are tailored made for doctors.
Medi Financial’s Mortgage Approval Process:
Rather than rely on assumptions, our mortgage approval process is designed to provide you with answers that you can rely on as early in the process as possible so that you can make decisions and progress towards your property objective with confidence and clarity.
Discovery Call – We discuss your financial situation and property objective, estimate your borrowing capacity, and identify any obstacles you may encounter. This helps you clarify your situation and provide you with an action plan to move forward, before you ever have to fill out an application.
Pre-Approval – We review your mortgage application and supporting documents, pull your credit report, and determine the best lenders and mortgage products for you. You will have a clear and reliable understanding of the lending options that are available to you (including a rate lock if desired) BEFORE you make any final decisions or purchase commitments. This stage should confirm the information discussed in the initial discussion and hopefully not uncover any surprises.
Approval – We submit your file to the chosen lender and work with you to meet their closing conditions. Upon the lender’s final approval of your documents and the subject property, the contract is finalised and the mortgage funds.
We’re with you every step of the way!